Josh Ryan Collins
Josh Ryan Collins joined nef, UK, in 2006 and works in the Finance and Business team leading work on monetary reform. He is the lead author of nef’s recently published guide to the UK monetary system - Where does money come from? - which sets out in non-technical language how commercial banks dominate the creation and allocation of credit and money.
He is now working on the implications of this model and more democratic alternatives, including strategic credit creation by governments or central banks, full reserve banking and complementary currency systems.